Home Owners insurance protects you and your home when the unexpected happens: theft, fire, storm. Liability insurance covers you even when things happen to those visiting your home.

Remember, the time to get a homeowners policy is before a named storm is on the radar. Otherwise you will have to wait until the storm has passed.

Your standard homeowners policy does not cover flood damage. If you live near water, or if your mortgage company requires you to carry a separate flood insurance policy, there are many options.

If own a Condominium or you rent your home or apartment then maybe a renters / contents policy may be all you need to cover your personal belongings from theft, fire, etc.

Are you a landlord who rents out a house or apartment to others? Do make sure you have a good property insurance policy to cover losses, damage and liability on that property.

Do you have a Gun Collection? Fine Jewelry? Coin collection? Antiques? or Anything Else of Value? You may wish to consider a special endorsement on your policy to protect these highly valuable items.

Mortgage Life Insurance will give you the peace of mind of knowing that, if you die, your total mortgage will be paid-off in full. Your family will free and clear of the existing mortgage: one less worry during a trying time.

Your health is your most important asset. Protect yourself, your family and your future with the right combination of personal insurances.

Disability Income Insurance provides an income for a specific period of time if you are unable to work due to an illness or injury. If you are sick or injured your regular income will likely be reduced and / or your expenses are likely to rise. We offer a variety of supplemental plans that will pay cash directly to you to help you and your family through this tough time.